Who We Are About PracticeProtection

Saunders is a licensed Florida attorney with extensive criminal and civil litigation experience that he brings to PracticeProtection. He has years of prior professional liability insurance experience at MedMal Direct Insurance Company, where he developed and oversaw the claims department, performed multiple in-house legal functions, and engaged in underwriting as well as supervising underwriting quality control. Saunders holds bachelor’s degrees in computer science and history from Duke University as well as a J.D. and Master of Business Administration from the University of Florida.

Tim has over 45 years of experience in the medical professional liability insurance and risk management industry, including extensive experience in the management of medical malpractice claims and underwriting of physicians and surgeons. Most recently, Tim served as Senior Vice President of Claims for PracticeProtection. He has also served as Chief Claims Officer of MedMal Direct Insurance Company, President of MedMal Direct Insurance Company, as well as President of Physicians Preferred Insurance Company and Physicians Preferred Insurance Management, LLC. Tim also worked at Standard Life Insurance Company, Medical Protective Company, Kentucky Medical Insurance Company, Florida Physicians Insurance Company, the American Institute of Medical Law, the Nemours Foundation, and Arthur J. Gallagher & Company’s Gallagher Healthcare Insurance Services. Tim holds a Bachelor of Science from DePauw University.

Steven has more than 30 years of experience across the insurance and financial services industries. He has spent the past 18 years specializing in the management of medical professional liability claims across multiple jurisdictions, with deep expertise in complex claims handling, litigation oversight, and risk mitigation strategies. Steven previously served as Lead Claims Representative for Integris Group. His career also includes leadership positions such as Vice President of Claims at MedMal Direct Insurance Company, along with key claims management roles at NORCAL Group and Florida Doctors Insurance Company. Steven holds a Bachelor of Business Administration in Finance from the University of North Florida.

Michael is an experienced finance, accounting, and governance professional with over 34 years of cumulative experience in insurance and other industries. He began his career in the Big Four accounting industry as a CPA with an emphasis on providing auditing and consulting services to life, health, and property and casualty insurance companies. He went on to become part of a management team serving startup and mature companies with interim controllers and CFOs in various industries. Michael continued to stay engaged in the insurance industry with leadership positions in the local IASA chapter with local and national service for almost 20 years. He continued to have consulting experiences that led to filings and consultation of small to large property and casualty carriers including some smaller risk retention groups that he assisted in the areas of financial reporting including filing of quarterly and annual statements. Michael also worked in several companies as interim VP of Finance and CFO in various companies throughout his consulting experiences at a local consulting firm that was acquired by a national consulting firm that performed similar services. Michael has also been engaged in community service by serving on not-for-profit boards including stints on the audit and finance committees and serving as a Treasurer and Chair of a Board focusing on supporting families with children having intellectual and developmental disabilities. Michael earned both a Bachelor of Business Administration with a major in accounting and a Master of Accountancy from the University of North Florida. He also has maintained an active CPA and CIA (Certified Internal Auditor) license with his CPA in effect since 1993 and his CIA since 2013.

Virginia “Ginger” Kelley has been working in healthcare for over 40 years, including more than 20 years in the medical professional liability insurance industry. Ginger has held senior roles in claims, underwriting, and risk management at 5 medical malpractice insurance carriers as well as a self-insured captive. She was also a practice administrator for OB/Gyn, Primary Care, and Anesthesiology practices for 15 years. Ginger is an experienced presenter on risk management, compliance and practice management topics and has served on various industry speaker panels. She has developed many resources and programs designed to improve patient safety and identify and mitigate professional liability risk. She enjoys assisting clients with their risk management concerns so they can focus on providing high-quality patient care. Ginger holds a Bachelor of Arts in psychology from the University of Virginia and a Master of Health Administration from the Medical College of Virginia, Virginia Commonwealth University. She earned her Associate in Risk Management from the Insurance Institute of America, is a Certified Professional in Health Care Risk Management, and has been awarded fellowship status by both the American Society for Healthcare Risk Management and the American College of Medical Practice Executives.

Eric started his career working in the dental industry with Eric Stetzel at Panoramic Corporation. While at Panoramic, he was instrumental in the tremendous growth that led to Panoramic becoming the #1 panoramic xray company in the world. As vice president of sales and marketing, he hired and managed the sales force and executed the direct marketing plan. He has a consistent history of accomplishments encompassing business development, sales and sales management, marketing and operational management. Mr. Stine earned his Bachelor of Science in Sales and Marketing from Ball State University.