Insurance

At PracticeProtection, we are a staunch proponent of establishing fair damage caps on malpractice judgments. Having damage caps in place keeps rates lower, which makes it easier for physicians and insurers to do business, which lowers the price of healthcare substantially for consumers. In fact, some observers in the medical community worry that states in which damage […]

It’s always a good idea to take a look over your malpractice insurance policy every year to make sure you are getting the best coverage for your dollar. This is particularly true for a state such as Missouri, which has gone through quite a few revisions of its medical malpractice damage caps in the past

Over the weekend, we read a notable study conducted by the United Health Foundation that offers surprising insight into the staggering numbers of Americans suffering from “Multiple Unhealthy Behaviors” (called MUBs). They sorted these MUBs into five distinct categories: Currently a smoker Less than 7 hours of sleep per night Body mass index > 30 Low physical

One percent of all physicians are responsible for nearly one third of all paid medical malpractice claims according to a recent study in the New England Journal of Medicine. This is a significant finding. For additional perspective on this study, we turned to an article written by Tara Haelle on Medscape. She suggests that the common risk

From a business perspective, being a physician in Illinois can be tough. The state is slow to pay its bills, there is a lot of competition for patients and it’s becoming harder and harder to run a small, independent practice while trying to compete against major hospital-owned practices and their massive marketing budgets. From a

Just as the cultural and scenic landscape of America shifts as one crosses state lines, so too does the state of medical malpractice insurance. Today we examine Indiana, and see what kinds of coverage a doctor needs in the Hoosier state as it relates to medical malpractice insurance. While it is important for a doctor

Medical Malpractice Terminology: “Consent-to-Settle” clause and “Hammer” clause Before we can have a discussion on the difference between these two terms, we must first define the Consent-to-Settle clause. This clause requires that an insurer, such as PracticeProtection Insurance, secures the insured’s approval before agreeing to settle a claim. Here at PracticeProtection, we have a Consent-to-Settle