Insurance

Indiana Lawmakers Approve Higher Caps on Med Mal Damages

At PracticeProtection, we are a staunch proponent of establishing fair damage caps on malpractice judgments. Having damage caps in place keeps rates lower, which makes it easier for physicians and insurers to do business, which lowers the price of healthcare substantially for consumers. In fact, some observers in the medical community worry that states in which damage …

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Who Suffers from Multiple Unhealthy Behaviors (MUBs) and Why is it Important?

Over the weekend, we read a notable study conducted by the United Health Foundation that offers surprising insight into the staggering numbers of Americans suffering from “Multiple Unhealthy Behaviors” (called MUBs). They sorted these MUBs into five distinct categories: Currently a smoker Less than 7 hours of sleep per night Body mass index > 30 Low physical …

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Medical Malpractice Terminology: “Consent-to-Settle” clause and “Hammer” clause

Medical Malpractice Terminology: “Consent-to-Settle” clause and “Hammer” clause Before we can have a discussion on the difference between these two terms, we must first define the Consent-to-Settle clause. This clause requires that an insurer, such as PracticeProtection Insurance, secures the insured’s approval before agreeing to settle a claim. Here at PracticeProtection, we have a Consent-to-Settle …

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